Oswald Companies

Oswald Companies is an independent, employee-owned insurance brokerage and risk management firm founded in 1893 by James B. Oswald and Harris Creech. Headquartered in Cleveland, Ohio, the company operates eight regional offices across Ohio and Michigan, with additional locations in Akron, Canton, Cincinnati, Columbus, Pittsburgh, Richfield, Toledo, and Bloomfield Hills. As a subsidiary of Unison Risk Advisors following a 2020 merger with RCM&D, Oswald ranks among the top 40 largest independently owned insurance brokerage firms in the United States and is a member of Assurex Global, supporting clients nationwide and internationally. Business/Product Breakdown Oswald Companies provides a comprehensive suite of insurance brokerage and risk management services, organized into four primary business units: Property & Casualty, Employee Benefits, Personal Risk, and Life Insurance, alongside Retirement Plan Services. The Property & Casualty division offers coverage for commercial risks, including emerging threats like cybersecurity, and serves industries such as construction, agriculture, and real estate. The Employee Benefits unit focuses on tailored health insurance and wellness programs, leveraging relationships with top carriers and offering solutions like the Individual Coverage Health Reimbursement Arrangement (ICHRA) to optimize costs and employee health. Personal Risk services cater to high-net-worth individuals and families, providing personalized insurance for homes, autos, and valuable assets, with claims advocacy and proactive risk management. Life Insurance services emphasize holistic solutions for wealth transfer, savings, and executive compensation.