Revolut Ltd

Revolut Ltd is a financial technology company founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, with its headquarters located in London, United Kingdom. The company has pursued global expansion through multiple licensing milestones, including a banking license granted by the Bank of Lithuania in 2018 and a restricted UK banking license in 2024. In 2025, Revolut established Paris as its Western European headquarters to support further growth in the region. It has completed several acquisitions to enhance its capabilities, such as the 2021 purchase of Sova Health in India for wellness services and the 2025 acquisition of Cetelem in Spain for consumer lending. Business/Product Breakdown Revolut Ltd provides a digital banking platform that enables users to manage finances through a mobile app, supporting multi-currency accounts, international transfers, and budgeting tools for personal and business customers. The platform includes debit cards for spending in multiple currencies, peer-to-peer payments, and automated salary categorization. Additional features encompass savings accounts with variable interest, commission-free stock and commodities trading within limits, cryptocurrency services, and loan options. Security measures feature fraud monitoring and 24/7 support, while premium subscription plans offer benefits like enhanced insurance and unlimited exchanges. For businesses, it supports international payments, expense management, and payroll tools, with integrations for cross-border operations.