Validifi LLC

ValidiFI LLC, founded in 2014 and headquartered in Boca Raton, Florida, specializes in predictive bank account and payment intelligence solutions. The company offers a comprehensive platform designed to enhance compliance, validate bank accounts, detect fraud, and mitigate risk during account opening, onboarding, payment disbursements, and credit assessments. ValidiFI serves various industries, including automotive, financial services, real estate, insurance, and payments, aiming to improve efficiency, security, and confidence in financial transactions. 

Product Breakdown

ValidiFI's Omni Platform provides access to a unique database of bank account data and payment attributes, offering real-time accuracy and confidence through various solutions:
vIndex: Analyzes financial institution risk in real-time to enhance decision-making.
vAccount: Ensures Nacha WEB debit compliance by validating that a bank account and routing number are open, valid, and ACH-capable.
vAccount+: Validates bank accounts and reveals critical insights on account stability, payment performance, and returns.
vFraud: Identifies invalid contact information, such as email, phone, and physical address, as well as suspicious behaviors to detect fraud.
vCredit: Assesses the ability to pay based on inquiries, payment behavior, and payment performance, leveraging an FCRA score.
vAuth: Authenticates that a user has current authorized access to an account instantly by leveraging a real-time microdeposit solution.
vConnect: Connects to cash flow insights for more informed underwriting decisions using an intuitive login solution.
vInsights: Utilizes a cash flow insights report for a more holistic view of consumer financial behavior, including inflows, outflows, and affordability.